Salary Structure Builder
Convert CTC to in-hand salary with full breakdown. Understand Basic, HRA, PF, ESI, PT and net pay with interactive charts.
1 Lakh50 Lakhs
30%50%
40%50%
Monthly In-Hand (Before TDS)
₹95,467
₹11,45,604 annually
Gross Salary₹97,467
Total Deductions-₹2,000
Employer Cost₹2,533
Net Take-Home %95.5%
CTC Components
Basic Salary
40.0%₹40,000
HRA
20.0%₹20,000
Special Allowance
37.5%₹37,467
Employer PF
1.9%₹1,950
Employer ESI
0.0%₹0
Bonus
0.6%₹583
Total CTC₹1,00,000
Employee Deductions
Employee PF (12%)-₹1,800
Employee ESI (0.75%)-₹0
Professional Tax-₹200
Total Deductions-₹2,000
Net Salary (Before TDS)
₹95,467
Ninety Five Thousand Four Hundred Sixty Seven Rupees Only
Employer vs Employee Cost
What Employer Pays
₹1,00,000
Total CTC (monthly view)
What Employee Receives
₹95,467
Net salary before TDS (monthly view)
The gap of ₹4,533 includes employer contributions (PF, ESI) and employee deductions.
How to Use This Tool
1
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2
Click on the calculate / convert button
3
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Frequently Asked Questions
Is this salary-structure-builder free to use?
Yes, it is completely free and requires no signup or registration.
Is my data saved?
No. All processing happens locally in your browser for 100% privacy.
Can I use this salary-structure-builder on mobile?
Yes, it works perfectly on all devices including mobile phones and tablets.