India's Most Complete Free Finance Calculator Suite
25+ calculators for salary, investment, tax, loans & planning. No signup. Updated for FY 2026-27.
₹21,696
₹27.07 L
₹52.07 L
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Smart Money Tips
Start SIP Early
A ₹5,000/month SIP starting at age 25 can grow to ₹2.5 Cr+ by 50 at 12% returns. Starting at 35 yields only ₹70L. Time is your biggest asset.
Emergency Fund First
Keep 6 months of expenses in a liquid fund or savings account before investing. This prevents you from breaking long-term investments during emergencies.
Max Out 80C
Invest up to ₹1.5L in PPF, ELSS, or NPS under Section 80C. PPF gives 7.1% tax-free returns with sovereign guarantee — the best risk-free option in India.
Avoid Minimum Due Trap
Paying only the minimum due on credit cards costs 36-42% annual interest. Always pay the full outstanding. If unable, convert to EMI at 12-18% instead.
Inflation is the Silent Killer
At 5% inflation, ₹1 Cr today is worth only ₹61L in 10 years. Keep at least 60% of long-term savings in equity-linked instruments to beat inflation.
India Financial Calendar — FY 2026-27
| Date | Event | Type |
|---|---|---|
| Apr 1 | New FY begins (FY 2026-27) | Filing |
| Apr 15 | Advance Tax — Q1 installment (15%) | Tax |
| Jun 15 | Advance Tax — Q2 installment (45%) | Tax |
| Jul 31 | ITR filing deadline (non-audit) | Filing |
| Sep 15 | Advance Tax — Q3 installment (75%) | Tax |
| Sep 30 | ITR filing deadline (audit cases) | Filing |
| Oct 31 | Transfer pricing report due | Filing |
| Dec 15 | Advance Tax — Q4 installment (100%) | Tax |
| Dec 31 | Belated/Revised ITR deadline | Filing |
| Mar 31 | Last date for tax-saving investments | Tax |
Your Finance Journey
Key Rates & Benchmarks
As of Q1 2026 — verify with your bank for latest rates.